Fees for domestic service
- Fees for deposits, withdraw and other service »
Current account
| Content | LAK | USD | THB |
| – Fee for opening of new current account | 10.000 | 2 | 50 |
| –Fee for yearly maintenance of current account | 35.000 | 5 | 200 |
| –Fee for closing current account 3 months before the maturity date | 30.000 | 4 | 140 |
| –Fee for closing current account depositing over 3 months | Free service | ||
| –Fee for withdrawal of money from BYB current account which is not established on the location of BYB where the withdrawal take place. | 10.000 | 2 | 50 |
Saving account
| Content | LAK | USD | THB |
| – Fee for opening of new current account | 10.000 | 2 | 50 |
| –Fee for closing saving account 3 months before the maturity date | 30.000 | 4 | 140 |
| –Fee for closing saving account depositing over 3 months | Free service | ||
| – Fee for issuing new Pass Book in case of lose, damage or dirt | 20.000 | 3 | 100 |
| –Fee for withdrawal of money from BYB saving account which is not established on the location of BYB where the withdrawal take place. | 10.000 | 2 | 50 |
Term Deposit account
| Content | LAK | USD | THB |
| – Fee for opening of new current account | 10.000 | 2 | 50 |
| –Fee for closing term account before the maturity date | 20,000 | 2 | 50 |
| –Fee for closing term account for 1 year, 2 years, 3 years, 4 years and 5 years, before the maturity date which BYB has already prepaid interest monthly, Quarterly, semiannual and yearly. | Adjust 1% of interest paid Minimum 100,000 LAK; USD 13; 440 THB | ||
| –Fee for closing term account for 3 years, 4 years, and 5 years before the maturity date which BYB has already prepaid the interest. | Adjust 2% of interest paid Minimum 100,000 LAK; USD 13; 440 THB | ||
| –Fee for withdrawal of money from BYB term account which is not established on the location of BYB where the withdrawal take place. | 10.000 | 2 | 50 |
- Cash Services »
Fee for cash deposit in BYB intra accounts
| Content | LAK | USD | THB |
| – For the same province | Free service | ||
| – For the different province | 10.000 | 2 | 50 |
Fee for cash deposit in deterrent Bank account which is established on BYB or Cash deposit in deferent Bank account which is established on BYB for Cash Cheque or NPS program
| Content | LAK | USD | THB |
| –Less than or equal to 200.000.000 LAK | 20.000 | 3 | 100 |
| – From 200.000.001 LAK - 500.000.000 LAK or equivalently | 30.000 | 4 | 140 |
| –From 500.000.001 LAK - 1.500.000.000 LAK or equivalently | 50.000 | 7 | 220 |
| – More than 1.500.000.001 LAK | 100.000 | 13 | 440 |
- Domestic Money Transfer »
3.1 Domestic Inward Money Transfer
| Content | LAK | USD | THB |
| 3.1.1 Received fund transferred by NPS program within the same province | 10.000 | ||
| 3.1.2 Received fund transfer by NPS program in other provinces | 20.000 | ||
3.2 Domestic Outward Money Transfer (by cash or account)
3.2.1 Transfer into beneficiary’s ID within BYB network at cashier
| Content | LAK | USD | THB |
| – Cash transfer into beneficiary’s ID | Service fee 0.05% minimum 15,000 LAK; 2 USD; 70 THB Maximum 200,000 LAK; 25 USD; 880 THB | ||
| – Direct debit from remitter’s account for the beneficiary receives cash | 15.000 | 2 | 70 |
| – Cash transfer modification into beneficiary’s ID within BYB network | 15.000 | 2 | 70 |
3.2.2 Transfer to account between Branches of BYB
| Content | LAK | USD | THB |
| –Transfer by Cashier fund transfer or Fax within the same province | Free service | ||
| – Transfer by Cashier fund transfer or Fax in other province | 10.000 | 2 | 50 |
- Salary transfer fee and customer service fee
Retail
4.1 Free of Payroll transfer
| Content | Fees | ||
| - Payment of Civil Servant order from one account to many other accounts | Free service | ||
| - Payroll transaction of Companies and business sectors via system to beneficiary accounts in BYB | 1.000 LAK/person | ||
4.2 Fees for transfers of payment to client’s supplier (in List)
| Content | LAK | USD | THB |
| - transfers of 1 Debit to 2 or more Credit into beneficiary accounts in BYB within the same province | 1.000/Acc | 0,2/Acc | 0,2/Acc |
| - transfers of 1 Debit to 2 or more Credit into beneficiary accounts in BYB in another province | 10.000/Acc | 2/Acc | 50/Acc |
4.3 In case of a customer using cheques of other banks for transferring to client’s suppliers
| Content | Fees | ||
| - transfer to Beneficiary accounts within BYB in the same province | Charge for inter-bank check 15,000 LAK/ account, 2 USD/ account, 70 THB/ account Combined with the service fee of 3,000 LAK/account, USD 0.5 / account, 20 THB/account | ||
| - transfer to Beneficiary accounts within BYB in other provinces | Charge for inter-bank check 15,000 LAK/ account, 2 USD/ account, 70 THB/ account Combined with the service fee of 10,000 LAK/account, USD 2 / account, 70 THB/account | ||
| - transfer to Beneficiary accounts in other banks | Charge for inter-bank check 15,000 LAK/ account, 2 USD/ account, 70 THB/ account Combined with the service fee of 15,000 LAK/account, USD 2 / account, 70 THB/account | ||
- Other Services »
5.1 Request for search and copy of documents in arrears (Which do not relate to BYB and State Party or Government audit)
| Content | Fees | ||
| - Less than 1 year | 20.000LAK/Transaction, Maximum 100.000LAK | ||
| - From 1 - 3 years, less than 05 transactions | 100.000LAK/Time, additional charge of 20.000LAK/Transaction, Maximum 2.500.000LAK | ||
| - From 3 - 5 years, less than 05 transactions | 300.000LAK/Time, additional charge of 30.000LAK/Transaction, Maximum 4.000.000LAK | ||
| - More than 5 years, less than 05 transactions | 500.000LAK/Time, additional charge of 40.000LAK/Transaction Maximum 8.000.000LAK | ||
5.2 Print a slave account statement report
| Content | LAK | USD | THB |
| - Request for statement monthly is not over 15 days of the next month | Free service | Free service | Free service |
| - Request for statement exceed 1time/month, including send via email | 10.000 | 2 | 50 |
| - Request for statement 1-2 years/Account/year ( less than 20 cheques ) + Additional charge of 5.000 LAK/cheque | 50.000 | 7 | 220 |
| - Request for statement 2-5 years/Account/year ( less than 30 cheques ) + Additional charge of 5.000 LAK/cheque | 100.000 | 13 | 440 |
| - Request for statement more than 5 years/Account/year ( less than 50 cheques ) + Additional charge of 5.000 LAK/cheque | 300.000 | 37 | 1.300 |
| 5.3 Issuing Certificate of Account Statement | 50.000 | 6 | 200 |
5.4 Cheque services in Domestic
| Content | LAK | USD | THB |
| - Issuing Cheque book - Add more fee for Express issuance of cheque book (in the day) - Add more fee for issuing cheque book in different branches | 50.000 50.000 | 6 6 | 200 200 |
| - Cash paid out, cash deposit, fund transfer, or checkbook | 15.000 | 2 | 70 |
| Additional check service fee for additional branches will be charged | 10.000 | 2 | 50 |
| Cash withdrawal application, cash transfer, money transfer / title | 20.000 | 3 | 100 |
| Issue check (replace old leaves) | 20.000 | 3 | 100 |
| 5.5 Checks can not be billed (not enough money in the account) / 1 check | 20.000 | 3 | 100 |
| 5.6 Issue a receipt for denial of payment by check / page | 20.000 | 3 | 100 |
| 5.7 Block Check fees (Block Cheque)/1 page | 10.000 | 2 | 50 |
| 5.8 Account Blocking Fees/ Account | 10.000 | 2 | 50 |
| 5.9 Internal Audit Certification Fees | 50,000 kip / time / item | ||
| 5.10 Foreign Audit | (100,000 LAK; USD 13; 440 THB) per time/ item | ||